Are You The Owner of An Exotic Pet?
If you own an exotic pet then you are among many in the UK who loves to be different and wants to own and take care of a pet very different to the typical cat or dog. However it does typically cost a great deal of money to take care of an exotic pet as they cost a lot of money to purchase, take care of and house. If you have paid out a great deal for pet then it can pay to protect your pet with exotic pet insurance.
Protection for lost or stolen pets
Exotic pet insurance would be there for you in a wide range of events. For instance if your snake or reptile escaped or were stolen you would have money to post a reward and towards advertising costs for the return of your pet.
Life insurance for your pet
Exotic pets are very costly to purchase particularly if you want a full grown snake or lizard. In some cases you could have to pay out hundreds of pounds for your pet. When you take out exotic pet insurance you would have something to fall back onto if your pet suffered an accident or illness and died. Usually the insurance policy would pay you the price you paid for your pet, or an agreed maximum sum of money.
Vets bills can be enormous
Vets bills when it comes to exotic pets can be huge and not all vets treat exotic animals so you should be prepared to travel. If your exotic pet becomes ill it might have to undergo tests and have treatment. This treatment can add up to quite a sum of money, in some cases hundreds of pounds. While the insurance might not give you back all of the money you paid out in vet?s bills it would at least go towards them.
Third party liability and your pet
If you have an exotic pet and it hurt someone or a third parties property you would be liable. If you are taken to court the legal costs could add up to hundreds of pounds. Of course you cannot own an exotic pet that is classed as a dangerous animal but any pet could take a nip out of someone holding it or escape and cause damage. Imagine how much it might cost you if your chinchilla escaped into a neighbour?s home and hid in the back of the sofa gnawing away at the cloth and wood?
What you need to know about insurance
There are many things that you need to consider when looking for exotic pet insurance. Of course the policy has to be affordable but of course you also have to check out what benefits you get in the insurance policy and what the limitations and excess is on the policy. The excess is the sum you pay towards any claim that you make on the policy. The insurance provider would then take over the rest of the claim for you. There is always a minimum amount of money that you have to pay and this sum might be different with different providers.
As well as insurance for exotic pets, QuoteProfessor.com looks at plenty of other pet insurance and niche insurance products with lots of hints and tips.
Written by: Dan on May 22, 2011.
Posted by Dan on Sunday, May 22, 2011 at 4:06 pm?
Filed under Exotic Pets ? Tagged with Advertising Costs, Dangerous Animal, Exotic, Exotic Animals, Exotic Pet, exotic pets, Insurance Policy, Insurance Protection, Life Insurance, lizard, Maximum Sum, Nip, owner, pet insurance, Pet Life, Snake, Sum Of Money, Third Parties, Third Party Liability, Typical Cat, Vet, Vets
Source: http://www.theyellowads.com/pets/are-you-the-owner-of-an-exotic-pet
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